ProviGo 2.0.29

Visit the website: http://provident.pl/provigo to learn how to activate ProviGo.

Through the application, you have the opportunity to:

• Manage Provident products
• Access owned insurance packages
• Apply for an available Payment Break
• Check the current product offer
• Contact an Advisor and Manager quickly

Detailed Regulations are available in the application and on the website: https://provident.pl/provigo.

A positive credit assessment result for the consumer is a condition for granting a loan.

Representative example for Provi Smart credit card:

• Real Annual Interest Rate (APR): 70.34%
• Total amount of credit: 4 000 PLN
• Total amount to be paid: 5 169.46 PLN
• Fixed interest rate: 18.50%
• Total credit cost: 1,169.46 PLN (including: monthly charges 469.96 PLN, interest 373.06 PLN)
• 10 equal monthly payments of 469.96 PLN, the last 11th monthly payment of 469.86 PLN

The calculation was made on March 22, 2024, based on a representative example of Provi Smart Credit Card.

Representative example for Weekly Matched Cash Loan:

• Real Annual Interest Rate (APR): 62.85%
• Total amount of credit (excluding financed costs): 7,000 PLN
• Total amount to be paid: 10,413.24 PLN
• Fixed interest rate: 18.50%
• Total credit cost: 3,413.24 PLN (including: commission 559.40 PLN, preparatory fee 40 PLN, flexible repayment plan fee 1,305.29 PLN, interest 1,508.55 PLN)
• 89 equal weekly installments of 115.71 PLN, the last 90th weekly installment of 115.05 PLN

The calculation was made on March 1, 2024, based on a representative example of a Matched Loan.

Representative example for Monthly Matched Cash Loan / to Account:

• Real Annual Interest Rate (APR): 60.40%
• Total amount of credit (excluding financed costs): 5,000 PLN
• Total amount to be paid: 7,118.63 PLN
• Fixed interest rate: 18.50%
• Total credit cost: 2,118.63 PLN (including: commission 361.65 PLN, preparatory fee 40 PLN, flexible repayment plan fee 843.85 PLN, interest 873.13 PLN)
• 17 equal monthly installments of 395.48 PLN, the last 18th monthly installment of 395.47 PLN

The calculation was made on March 1, 2024, based on a representative example of a Matched Loan.

The maximum APR for Weekly Matched Loan is 194.25%. The maximum APR for Monthly Matched Loan is 141.46%. The minimum and maximum duration of the loan contract for the Weekly Matched Loan is from 13 to130 weeks. The minimum and maximum duration of the loan contract for Monthly Matched Loan is from3 to30 months.The number of possible installments depends on the total loan amount selected.